Insurance for Young Learners

INSURANCE POLICY COVER SUMMARY

Key Benefits

Medical Expenses – unlimited

  • If you are taken ill or have an accident we will pay your emergency medical bills and hospital costs that are not covered by the National Health Service.
  • Arranging repatriation if deemed necessary.
  • Dental or optical expenses necessary for the relief of pain or discomfort for the length of the stay.

Cancellation – £3,000

  • If you cancel the course prior to arrival due to an injury, illness or death to yourself or to a member of your family the student will be able to claim back the costs of pre paid travel and accommodation.

Course Fees – up to £7,500

  • If you have to cancel the course or cut it short due to death, serious injury or sudden illness of yourself or to a closer relative, we will reimburse your pre-paid course fees appropriately.

Personal Belongings – up to £1,000

  • If any of your personal belongings are lost or damaged up to £1,000.
  • Money stolen from your person while locked away will be replaced up to £250.
  • We will help you replace your passport, or visa if they are lost or stolen up to £250.

Personal Injury – up to £25,000

  • Payment for permanent loss of, or loss of use of, limbs or senses or death.

Liability – up to £1,000,000

  • If you accidentally injure someone or damage their property, we will cover your legal liability.

Principal Exclusions

  • The first £50 of each and every claim per incident claimed for by each insured person.
  • Any circumstances known prior to booking the trip that could reasonably be expected to give rise to a claim.
  • Valuables left unattended at any time unless in a safety deposit box or in your locked accommodation.
  • Medical treatment that can wait until the student returns home.

 

For a full copy of this policy please do not hesitate to contact us.

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